Rating Agency Communication

CIM, Inc., works with management and A.M. Best to quickly identify and understand any concerns the rating agency may have about a company, making sure they are legitimate, and not merely based on perceptions or lack of understanding. Once the critical areas likely to impact the rating are identified, we introduce realistic, corrective actions designed to not only be effective, but to regain the confidence of that company's A.M. Best team. At management's option, we can work alongside their team or coach from afar in the implementation of the needed changes. We work closely with management in the development and presentation of their discussions with A.M. Best, while serving as a liaison to further improve the rating agency's confidence in the company's ability to deliver a compelling plan. A.M. Best says, "a clear, proper and professional presentation could, by itself, make a full rating grade difference."